Search Filters
Private Seller
Melbourne Region VIC
Price: $379,000 WIWO
Private Seller
Mackay, QLD
Price: $200,000 (GST na)
Private Seller
Canberra Region ACT
Price: $260,000 WIWO
LINK New South Wales
Sydney Region NSW
Price: Refer to Broker
LINK New South Wales
Sydney Region NSW
Price: $85,000
Private Seller
Malaga, WA
Price:
First National Hall and Partners
Narre Warren, VIC
Price: Please Contact Agent
Private Seller
Kingscliff, NSW
Price: $98,000 WIWO
Private Seller
Sydney Region NSW
Price: $450,000
LINK New South Wales
Mid North Coast Region NSW
Price: $649,000
LINK New South Wales
Sydney Region NSW
Price: $349,000 + SAV
LINK New South Wales
Brisbane Region QLD
Price: Refer to Broker
LINK New South Wales
Sydney Region NSW
Price: $399,000 Stock Included
LINK New South Wales
Sydney Region NSW
Price: $799,000
LINK New South Wales
Sydney Region NSW
Price: $390,000
LINK New South Wales
Sydney Region NSW
Price: $269,000
Performance Business Sales Pty Ltd
Perth CBD, WA
Price: $595,000
Boston Brokers
Fairfield, VIC
Price: $75,000
Xchange Business Brokers
Sydney CBD, NSW
Price: $69,000 + SAV
Boston Brokers
Brunswick East, VIC
Price: Motivated Seller — New...
Stay up to date with new listings
Search Filters
To secure a business loan in Australia, cash is king. Most lenders cap their Loan-to-Value Ratio (LVR) at 50–70%, meaning you typically need a 30% to 50% cash deposit upfront.
With the average asking price on Bsale currently sitting at $659,535 (Dec 2025), you should aim for a starting capital budget of $200,000 to $330,000 for a standard acquisition. However, the market is diverse with prices ranging from $20,000 micro-businesses to multi-million dollar enterprises, so it will depend heavily on the business you're buying.
Don't forget to budget for the "hidden" closing costs beyond the purchase price, which require immediate liquid cash. You will typically need to set aside between $1,500 and $8,000 for legal fees depending on complexity, plus funds for due diligence expenses like accountant reviews, government duties, and lease transfer costs. Crucially, you should also retain a working capital buffer large enough to cover wages, rent, the lease bond, and stock for your first 90 days of trade.
Is the price fair? Most small businesses are valued using a "multiple of profit" typically 1.5x to 4x annual net profit. For example, If a business nets $150,000 a year, a fair market price is likely between $225,000 and $600,000. Once you conduct due diligence it will help you to establish what is a fair price for the business.
You must conduct thorough due diligence across three key pillars:
Always have a qualified accountant verify that the owner's "Discretionary Earnings" (SDE) actually match the bank statements. Poor due diligence is the #1 cause of post-sale failure, so never skip this verification.
On average, most small business purchases take 6 to 14 weeks from the initial enquiry to final settlement, though complex acquisitions involving government licenses or commercial finance can extend beyond six months.
The process typically unfolds in four consecutive stages. It begins with Enquiry & Initial Review (1–3 weeks), where you sign an NDA and assess the Information Memorandum. This moves into Due Diligence (2–4 weeks), a critical period for your accountant and solicitor to investigate tax returns and lease agreements. Once satisfied, you enter Offer & Negotiation (1–2 weeks) to agree on price and terms, before concluding with Finance & Legal Finalisation (2–5 weeks) to secure bank approval and transfer the lease.
To achieve the highest price, ensure your financials are "bank-ready" and your operations are fully documented. You can choose to list directly on Bsale to reach our database of qualified buyers or engage a licensed business broker to manage the valuation and negotiation process for you.
> Sell a Business
> Guide to Selling a Business
> Read Testimonials